![]() To protect your credit standing, pay your bills on time, don’t obtain more credit than you need and keep your credit balances as low as possible. Research shows that people who effectively manage their credit have fewer claims. Most insurers use credit information to price auto insurance policies. Maintain a good credit recordĮstablishing a solid credit history can cut your insurance costs. But it still makes sense to shop around! You may save money buying from different insurance companies, compared with a multipolicy discount. Some insurers reduce the rates for long-time customers. You may also get a reduction if you have more than one vehicle insured with the same company. ![]() Many insurers will give you a break if you buy two or more types of insurance. Buy your homeowners and auto coverage from the same insurer Or you can look it up online at Kelley’s Blue Book ( Review your coverage at renewal time to make sure your insurance needs haven’t changed. Auto dealers and banks can tell you the worth of cars. If your car is worth less than 10 times the premium, purchasing the coverage may not be cost effective. Reduce coverage on older carsĬonsider dropping collision and/or comprehensive coverages on older cars. Before choosing a higher deductible, be sure you have enough money set aside to pay it if you have a claim. Going to a $1,000 deductible can save you 40 percent or more. For example, increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by 15 to 30 percent. By requesting higher deductibles, you can lower your costs substantially. Ask for higher deductiblesĭeductibles are what you pay before your insurance policy kicks in. To help you decide what car to buy, you can get information from the Insurance Institute for Highway Safety ( 3. Many insurers offer discounts for features that reduce the risk of injuries or theft. Car insurance premiums are based in part on the car’s price, the cost to repair it, its overall safety record and the likelihood of theft. Before you buy a car, compare insurance costsīefore you buy a new or used car, check into insurance costs. You can use the checklist on the back of this brochure to help you compare quotes from insurers. Pick an agent or company representative that takes the time to answer your questions. Contact your state insurance department to find out whether they provide information on consumer complaints by company. Ask friends and relatives for their recommendations. They sell directly to consumers over the phone or via the Internet.ĭon’t shop by price alone. Some sell through independent agents who offer policies from several insurance companies. These agencies have the same name as the insurance company. ![]() Get quotes from different types of insurance companies. Check the financial health of insurance companies with rating companies such as AM Best ( and Standard & Poor’s ( and consult consumer magazines. It’s important to pick a company that is financially stable. You buy insurance to protect you financially and provide peace of mind. Your state insurance department may also provide comparisons of prices charged by major insurers. You can call companies directly or access information on the Internet. Prices vary from company to company, so it pays to shop around. Listed below are other things you can do to lower your insurance costs. One of the best ways to keep your auto insurance costs down is to have a good driving record. ![]()
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![]() A very handy and powerful application as it lets its users to stream the video on the website platform.This application also supports different image formats like JPEG, PNG, GIF and many more.įeatures of Telestream Wirecast Pro 2020 for Macbookīelow are some main features which you’ll experience after Telestream Wirecast Pro 2020 for Mac free download. Users can easily synchronize audio as well as video sources. Sometimes Livestream can be unfitted or have some dimension issues so users can easily resize, crop, position, rotate the video as they require and fix color correction in the Livestream if there are issues with color. ![]() You can easily add text, animated text, images, and many more. This application supports various different elements for different types of fo live stream videos. For streaming the sports videos, you can also add scoreboard. ![]() Adding cameras includes iOS devices camera and with sound mixer, users can easily control the audio source and set the output as required. This application also supports blue and green screen for transparent the background. Telestream Wirecast Pro 2020 for Mac has been equipped with the latest codecs and compression algorithms. You can also download Wirecast Pro 10 for Mac. All you need is the application, camera as well as internet connection to broadcast a Livestream. It also provides users to switch between different cameras for various different angles view. It not just only stream the video but also lets users to record, broadcast, live, transfer shows meetings, lectures, and many more. Telestream Wirecast Pro 2020 for Mac is a very handy and powerful application as it lets its users to stream the video on the website platform. ![]() It is full Latest Version setup of Telestream Wirecast Pro 2020 Premium Pro DMG for Apple Macbook OS X.īrief Overview of Telestream Wirecast Pro 2020 for Mac OS X Download Telestream Wirecast Pro 2020 for Mac Free. ![]() ![]() ![]() Standard & Poor’s and S&P are registered trademarks of Standard & Poor’s Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S&P Dow Jones Indices LLC and have been licensed for use to S&P Opco, LLC and CNN. Chicago Mercantile: Certain market data is the property of Chicago Mercantile Exchange Inc. US market indices are shown in real time, except for the S&P 500 which is refreshed every two minutes. ![]() Your CNN account Log in to your CNN account “We maintain a healthy business year-round.” It’s a service that “customers utilize quite regularly,” a Walmart spokesperson said, including people who may not have access to a computer to order prints online. (COST) last year closed photo centers at all of its roughly 800 stores, telling customers that the “continued decline of prints no longer requires on-site photo printing” and that “digital technologies allow consumers to do more with their photos.”īut at Walmart, by contrast, around 3,700 stores have Fujifilm photo kiosks - typically located within the store’s electronics department and they’re often put to use. Though drug stores and other retailers have kept their photo services in stores, it’s not the answer for every business: Costco “Holidays tend to be a busy time for our photo business, with the highest foot traffic generally seen in December,” Valata said. More than 8,000 Walgreens stores offer photo services, said Raghu Valata, Walgreens’ senior director of digital commerce strategy and planning. “We continue to see a strong demand for this service - especially around gift-giving seasons,” a spokesperson said. They’re often heading to these drug stores to pick up other stuff, too.ĬVS offers photo services in around 7,600 stores. Haueter said many consumers like ordering photo prints and products at stores like CVS because they get the goods immediately, with no shipping charges. Disposable cameras have also made a comeback with younger consumers, as celebrities like Chris Pine and Gigi Hadid have been spotted with them, driving interest. ![]() Photography became a popular hobby, with camera sales reportedly spiking on sites like Etsy Interest among Gen Z and Millennials in film cameras has picked up in recent years. Retro technology and older gadgets have staying power in part because they allow people to unplug from the constant ping-ping-ping of their devices. Kodak machines are still going strong at CVS. “People aren’t printing as much as they used to, but there are still people who like to print,” said Haueter. More than 50% of photo prints made this year will come from a retail store, totaling about $786 million in sales, said David Haueter, a longtime photo industry analyst and the founder of consulting and market research firm Rise Above Research.Īround 4.2 billion 4” x 6” prints alone will be developed at stores this year, he added. Who needs to print photos anymore? Well, there’s still demand from some customers: Photo services bring traffic into these retailers’ stores, particularly during the peak holiday, graduation and wedding seasons. (WMT), Albertsons and other chains still offer photo prints, greeting cards, books, film processing and other services. In a time when most photos don’t leave the confines of a smartphone, CVS But perhaps the most retro part of these stores is the photo-printing equipment. ![]() Many aspects of drug stores and supermarkets feel like they’re of another era. ![]() ![]() Google Drive runs on any computer, laptop, smartphone, tablet, or even smartwatch as long as you can go online. You won’t have to worry about the operating systems or performance features. There are basically no limitations when it comes to the devices you can use to access this service. We continue the Google Docs benefits, as well as all the other Google Drive tools, by looking closer at the wide list of compatible devices. You can upload Microsoft Office files as well and work on them with ease together with your team members. You can use the built-in Docs, Sheets, Slides, Drawings, Forms, and Keep to easily edit documents and in real-time. Ability to Edit FilesĮditing files was never easier since Google Drive is around. ![]() As long as you can log into your Google Account, all your Drive files are a click away. Since everything is stored online, you can get access to your documents from any computer, smartphone, tablet, or any other device with an internet connection. One can’t address the advantages and disadvantages of Google Docs without mentioning the ease with which you can access files saved in the cloud. Let’s check out some of its top benefits and find out what makes them so great. Since it was introduced by Google, Drive represented a game-changer when it comes to teams collaboration, sharing files, and improving the development process in any company, no matter the niche. We’re starting our journey in the world of Google Drive by exploring its numerous advantages. ![]() ![]() ![]() What is excluded from BNPL? The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.ĭo I still have to pay my monthly minimum payment? Yes, allocating payments to BNPL will not cover the minimum payment on your account. This will be included within your account minimum payment request every month and cannot be repaid using Take 3. Any outstanding balance plus the interest will now become payable.Īs the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest. What happens after the delayed payment period? You can allocate your payment to the specific BNPL you wish to pay off. How do I make a BNPL payment? To make a full or partial payment simply log into your account. Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period. How to avoid paying interest? You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. This means you will pay interest on interest. The interest will be added to your account as a lump sum at the end of the delayed payment period. How is interest calculated? Interest is calculated from date of order and compounded daily. ![]() If you are eligible for BNPL your offer details will be confirmed in checkout. The delayed payment period and qualifying minimum order value is subject to offer and your account status and may be different to the values shown here. Subject to eligibility, you may choose from:īNPL for 6 months when you spend £50 or more.īNPL for 12 months when you spend £300 or more. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch). ![]() BNPL is an interest bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. ![]() ![]() ![]() Aim assist, meanwhile, has been strengthened by about five percent. With the team's adjustments, XDefiant controller latency is back in that normal range, averaging 20 milliseconds. During the Closed Beta, the XDefiant team noticed controller latency was over 60 milliseconds, well above the normal range of 15-25 milliseconds. ![]() I think the community sentiment value will be happy with what we've done, and the data will be good because we're still in that ballpark of efficiency and effectiveness."Ĭonsole players will also notice significant improvements both in controller latency and aim assist. So, we translated that sentiment value, knowing that a change was expected from the community, and looked at some of the problems and bugs we had with Libertad, and made some updates for this open test. The win ratio wasn't higher when teams were mostly or all Libertad, they actually performed much worse than teams that were mixed factions. "The data from the Closed Beta showed that Libertad wasn't necessarily overpowered, that the kill death ratio, while the highest, wasn't that much higher than anything else. "It's super interesting - this is one of those moments in game development when you're running a live game and the sentiment value from the community doesn't match the data," explains Rubin. The BioVida Boost's healing rate has been reduced, and the HP boost now maxes at 100HP (down from 120HP)Įl Remedio's cooldown is now 30s (up from 20s), lasts 25s (as opposed to until cancelled or destroyed), heals at a rate of 40hp per second (down from 60hp), and reduced health deployable from 120 to 80Įspiritu de Libertad trait has been reinstated, allowing health regeneration to begin without delay, and will continue until health is full (not stackable with other Libertad abilities) During this time-limited challenge, players can unlock DedSec at launch by earning 125,000 XP and claiming through their Ubisoft Connect account.ĭuring XDefiant's Closed Beta, many players called out the Libertad faction as being overpowered, and players will see several notable updates to the faction's abilities, but not necessarily the ones they expect. ![]() However, the faction will be available to play during the entirety of the Open Session and players can complete the Ubisoft Connect DedSec challenge to permanently unlock them at launch. When XDefiant launches, the fifth faction, DedSec, will be available for purchase or will be earnable through XP progression. "We're going back to the server type we originally anticipated and prepared for we've tested it like crazy and know that the server infrastructure works." While those were largely resolved by the end of the Closed Beta, Rubin says the Open Session will be a much smoother experience. To fix the bug, the team had to reconfigure the servers used for the test, which led to some of the unexpected glitches and crashes players experienced. According to Rubin, the night before the Closed Beta went live, the team found a bug that could only happen live - it didn't present during any testing with bots, QA, or Microsoft and Sony's validations. Players should also notice improved server stability. There are caveats to any netcode, but we should see in the Open Session much less getting shot around corners, even if there's some ping differential between you and another player." "From what we've seen, a lot of those issues have been vastly improved, and one of the reasons we want to do this Open Session is to stress test the new netcode system before we go live. Rubin is hopeful the new netcode will fix the issue. ![]() One of the biggest changes from XDefiant's Closed Beta is its new netcode, which, according to Rubin, took top engineers over a year to create, and is a complete rework of how the server and client talk to each other and prioritize messaging.ĭuring the Closed Beta, some players found themselves getting shot from behind walls, or would die after running for cover behind a corner. The team behind XDefiant made several updates to the game after the Closed Beta to improve player experience and prepare for launch, and Ubisoft News caught up with Executive Producer Mark Rubin to learn more about some of the updates players can expect. Additionally, anyone who participated in April's Closed Beta will be able to participate in the Open Session's early access, starting today at 10:00AM PT. XDefiant’s Open Session will go live and be available for download on June 21 at 10:00AM PT. XDefiant is hosting an Open Session from June 21-23 for all players on PC, Xbox Series X|S, and PS5, giving ALL interested players a chance to check out the free-to-play 6v6 arcade shooter ahead of its launch later this summer. ![]() ![]() ![]() A wave of negative publicity ensued, with coverage on BuzzFeed News, CNBC, the BBC, and TechCrunch. At CES 2018, he broke the news about Kodak's "KashMiner" Bitcoin mining scheme with a viral tweet. Starting in 2015, Chris attended the Computer Electronics Show (CES) in Las Vegas for five years running. His work has even appeared on the front page of Reddit.Īrticles he's written have been used as a source for everything from books like Team Human by Douglas Rushkoff, media theory professor at the City University of New York's Queens College and CNN contributor, to university textbooks and even late-night TV shows like Comedy Central's with Chris Hardwick. His roundups of new features in Windows 10 updates have been called "the most detailed, useful Windows version previews of anyone on the web" and covered by prominent Windows journalists like Paul Thurrott and Mary Jo Foley on TWiT's Windows Weekly. Instructional tutorials he's written have been linked to by organizations like The New York Times, Wirecutter, Lifehacker, the BBC, CNET, Ars Technica, and John Gruber's Daring Fireball. The news he's broken has been covered by outlets like the BBC, The Verge, Slate, Gizmodo, Engadget, TechCrunch, Digital Trends, ZDNet, The Next Web, and Techmeme. Beyond the column, he wrote about everything from Windows to tech travel tips. He founded PCWorld's "World Beyond Windows" column, which covered the latest developments in open-source operating systems like Linux and Chrome OS. He also wrote the USA's most-saved article of 2021, according to Pocket.Ĭhris was a PCWorld columnist for two years. Beyond the web, his work has appeared in the print edition of The New York Times (September 9, 2019) and in PCWorld's print magazines, specifically in the August 2013 and July 2013 editions, where his story was on the cover. With over a decade of writing experience in the field of technology, Chris has written for a variety of publications including The New York Times, Reader's Digest, IDG's PCWorld, Digital Trends, and MakeUseOf. Chris has personally written over 2,000 articles that have been read more than one billion times-and that's just here at How-To Geek. QWERTY is a layout designed so the keys you use while typing are far apart from each other.Ĭhris Hoffman is the former Editor-in-Chief of How-To Geek. The layout that they came up with is basically the same as the QWERTY layout we use today. The letters on the keyboard had to be rearranged so you'd be pressing keys far apart from each other when you typed, minimizing the frequency of typewriter jams. If you pressed keys next to each other in quick succession, the bars would collide with each other and the keys would jam. Whenever you pressed a key, the appropriate bar would swing from the edge of the ring and hit the paper in the center. In the four-row arrangement, these bars were arranged on the outside of a circular ring. Whenever you pressed a key, the bar the key was attached to would hit the piece of paper, printing the letter on the paper. The original layout for the typewriter used keys arranged in alphabetical order. QWERTY Began With Typewriters in the 1800's ![]() ![]() ![]() Still, we think the price is fair and would recommend it to anyone in the market for lightweight, fuss-free baggage for shorter trips. However, the handle is somewhat short and feels slightly loose. This carry-on maneuvers well over cracks and bumps. While it looks small, it holds a surprising amount of clothes, even without the expander, and should fit into an overhead bin without any issues. After traveling with the bag for six months, it only has minor scuffs - even after it was checked. This hardside spinner has a polypropylene (thermoplastic) shell that held up pretty well during our tests, though a particularly hard bat swing did dent it slightly. Weighing just over 5 pounds, the Delsey Clavel was the best lightweight option we tried. The carry-ons we tested ranged in weight from 12.9 down to 4.36 pounds. It sustained minor denting, and the handle is somewhat short and felt a little loose during our tests. The Details: 23.5 x 14.5 x 9 inches | 8.3 pounds | Expandable | USB-port | Limited lifetime warranty | Softside | 4 spinner wheels All things considered, we think the price is fair for such a reliable, feature-rich design. (Pulling it on two wheels calls for a bit more effort.) This smart carry-on has a USB port with a designated pocket for a powerbank, which you'll have to buy separately. The Platinum Elite is a breeze to maneuver on four wheels, gliding smoothly and turning with ease. We found it easy to fit everything into the two main compartments and mesh zippered pockets, though we had to expand it, which makes it substantially larger. Made of premium fabric with leather corner piping and chrome hardware, it held up well under many hits with a bat - no tears or scuffs in sight. Our favorite softside suitcase is the Travelpro Platinum Elite Spinner. You'll have to buy a powerbank separately to use the charging capability. The Details: 23 x 14.5 x 9.5 inches | 8.5 pounds | Expandable | USB-port | Limited lifetime warranty | Hardside | 4 spinner wheels A few more internal pockets would have been nice as well, but in the end, we think the durable design is worth the investment. Keep in mind, of course, that this makes it a bit harder to fit in an overhead bin. We had no issue packing the clothes and shoes on our list when we expanded the suitcase. The adjustable handle feels solid while offering a comfortable grip, and thanks to the self-aligning spinner wheels, the whole thing rolls smoothly - though it takes a little more elbow grease to maneuver it on carpeted floors. After regularly traveling with the bag for six months - including one full month abroad - this bag is unfazed. Its durable polycarbonate shell stood up well to being hit with a bat and pushed off a table. Travelpro's Platinum Elite Hardside Spinner was a close runner-up to the Samsonite Freeform. The price is a little steep, and the wheels can be difficult to control when moving quickly. The Details: 21 x 15 x 10 inches | 5.6 pounds | Expandable | 10-year limited warranty | Hardside | 4 spinner wheels Considering the reasonable price, durable construction, and spacious capacity, we think it's a great choice for frequent fliers and anyone in need of a high-quality carry-on. Even after six months of regularly traveling with this bag, it shows no signs of wear and tear and any scuffs it has accumulated have been easily buffed out. After hitting it with a bat, the polycarbonate (high-strength thermoplastic) shell was scuff-free and showed virtually no signs of damage. We loved the sleek, minimalist-modern design of the Freeform, which comes in 12 hues ranging from white to mint to merlot. We wish this carry-on had a zippered section or removable bag for dirty laundry, but it does have a separator to keep your shoes away from your clean clothes. ![]() We were able to pack enough clothes for a four-day trip, including two pairs of shoes, multiple jackets, and two toiletry bags - no expansion needed. This all-star suitcase has various pockets within the main compartment, and it expands a couple of inches when you need extra space. We also like that the aluminum telescoping handle extends and locks with the push of a button. Earning perfect scores in all our tests, it's easy to maneuver on two or four wheels and rolls smoothly on various surfaces, including carpet and hard flooring. We tried lots of excellent suitcases, but the Samsonite Freeform Hardside Spinner was a clear winner. ![]() ![]() There's no designated zippered section for dirty clothes. ![]() ![]() ![]() Conversely, if the unloader valve won’t close, water pressure to the spray nozzle decreases drastically. If the unloader valve clogs or won’t open, the thermal release valve opens and sprays steamy water from the pump. When you let go of the trigger on the wand, the unloader valve opens to recirculate pressurized water to the Craftsman pressure washer pump, so the water won't overheat and damage the Craftsman power washer pump. Most common Sears parts that need replacing on Craftsman power washers If the engine continues to run smoothly instead of bogging down after several minutes, then you'll likely need to replace the unloader valve. Start the engine and hold the wand trigger down so water flows freely out of the wand. Stop the engine and remove the nozzle from the tip of the wand. Try this test to see if a bad unloader is causing the engine to lose power. The engine bogs down when it struggles to run the pump. A failed unloader valve won't recirculate water back to the pump inlet, so pump outlet pressure builds up, making it harder for the engine to run the pump. If the engine starts and runs fine for several minutes but then loses power, the unloader valve may have failed.Replace the carburetor if it's too dirty to clean. If the carburetor is gummed up, the engine loses power, so check the carburetor and rebuild it if necessary.The engine also needs clean, fresh gasoline, so replace the fuel in the gas tank if the fuel is older than 3 months. The engine requires an adequate supply of clean air to run properly, so replace the air filter if it's dirty.How to fix your Craftsman pressure washer when the engine loses power ![]() ![]() ![]() It then transitions to a shot of a mysterious hooded figure walking over a puddle of water before stopping in front of the castle doors which have opened. Titled "Vampire Killer", it starts out with a shot of a castle at night during a thunderstorm. Ultimate - Vampire Killer - Nintendo Switch The trailer ends off with Ridley hovering in the air with the camera zooming into his face as he sees Samus in her Zero Suit, escape from the wreckage in a high jump and kicks downwards towards Ridley. Ridley then screeches and then spins Mario’s cap on one of his fingers ("Ridley Hits The Big Time!"). The camera zooms into Samus’ eyes through the visor while a remix of Ridley’s theme starts playing. Ridley then smashes through the bridge catching Samus off-guard. The camera focuses on Samus and then Mario’s cap when a loud clang is heard twice. Samus continues treading on without noticing until she realizes that nobody is following her, then taking a deep breath, turns around with her arm cannon pointed. Then the mysterious creature then takes Mario without his hat and the screen turns red again with a silhouette of Mario being grabbed by the throat. Mario and Samus continue to walk across the bridge. ![]() A sudden flash then takes Mega Man and the screen turns red with a silhouette of him getting impaled in the chest. Mega Man and Mario look around cautiously while Samus looks straight ahead. The camera goes a close shot of them walking and then zooms back out to a bird’s eye view. Ultimate - A Piercing Screech - Nintendo Switchįittingly titled "A Piercing Screech", it starts out with a long shot of Mega Man, Mario, and Samus treading slowly across a bridge. appears on the screen before it disappears and the release date, 2018, appears. a white background appears and the new text logo of Super Smash Bros. Inkling boy walks slowly towards the flames before stopping. Mario and Link appear with their faces shadowed, along with other fighters around them. The camera zooms out to show it in its entirety, with several figures appearing in the flames. She looks, and the camera zooms in on her eye, a smudge appears on it and is later revealed to be a fiery Super Smash Bros. Later on, the white background slowly fades into black, and the music begins echoing and then stops. Soon, 2 Inklings appear and fight a battle in vain of Splatoon and Splatoon 2. Then a few slashes of ink appear on screen. is coming to Nintendo Switch!" as it also served as the reveal of the game, the trailer starts out with a white background. ![]() |
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